|| Shree Mumba Devi Prasanna ||


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15 Aug 2022
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Farmers


Kerala farmers can access 6.4% agri specific short term loan

Kerala farmers can access 6.4% agri specific short term loan

The Ministry of Agriculture has come up with a short-term credit scheme for farmers who require funds to complete pending agricultural activities. All primary cooperative credit societies and the Kerala Gramin Bank will extend the loan support. The scheme is likely to be introduced by next week.

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Agriculture specific loan @ 6.4 percent interest rate for a year

KERALA, 21 June 2021: The Ministry of Agriculture has come up with a short-term credit scheme for farmers who require funds to complete pending agricultural activities. All primary cooperative credit societies and the Kerala Gramin Bank will extend the loan support. The scheme is likely to be introduced by next week.

The scheme will be available only for agricultural purposes for a period of one year. The interest rate has been fixed at 6.4%, which is lower than that of such schemes in the public and private sector banks. Farmers may contact Krishi Bhavans for assistance, officials of the Agri department said.

Crop insurance schemes will be promoted among more farmers to deal with unexpected crop loss during the monsoon season. The comprehensive risk insurance policy will cover yield losses due to floods, pests, landslips, lightning, storm, hailstorm, and cyclone. Post-harvest losses within the specified period are also covered under the scheme, officials say.

Farmers’ insistence

Meanwhile, the leading farmers’ organisations in the district have called for a reasonable hike in the credit limit considering the COVID-19 crisis and the difficulties in marketing the agriculture produce. The INR 3 lakh limit fixed on most of the low-interest credit schemes will not be a reasonable aid for farmers who have already ventured into large-scale farming on leased land, they say.

The office-bearers add that compensation for those who lost crops in wild-animal attack or natural calamities was yet to be processed in many villages. The department’s call for the online submission of such grievances is proving to be difficult for many farmers who have no access to digital devices, they claim.

Image credit: theleaflet.in


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